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Imagine this: You come home in the middle of summer to an air conditioner that no longer works. A week later, your fridge starts leaking water. All of a sudden you’re left with thousands of dollars in repair costs.
With a home warranty, you can avoid this situation and save a great deal of money and stress down the road. At its core, a home warranty is a service contract that covers repairs or replacements of the various appliances and systems in your home such as:
Not all home warranties are created equal. In fact, there are significant differences between many of them. So it’s in your best interest to do your research and look for these factors before you decide on a home warranty.
The goal of a home warranty is to save money on unexpected home-related expenses. Therefore, it’s important to choose one that can give you peace of mind at an affordable cost.
Coverage limit refers to the maximum dollar amount a home warranty company will pay to repair or replace an item. If you have higher-end appliances or systems, higher coverage limits are important.
Ideally, your home warranty company will offer a few different plans so that you can select one that is right for your unique budget, needs, and preferences.
It can be a real hassle to deal with broken appliances or systems. That’s why it’s essential to choose a company that offers excellent customer service. Look for 24/7 support or an online service portal.
Fortunately, filing a claim with a home warranty company is a breeze. Before you go through the process, take a close look at your contract to make sure the item you’d like to repair or replace is covered. If it is, follow these steps.
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